- 2025-08-21
Jacob F. Meli
Partner
Jake handles litigated and non-litigated complex insurance matters concerning a variety of coverage lines, including commercial general liability, professional liability, commercial auto, first-party property, excess, and public-entity insurance.
In particular, Jake has a wealth of experience representing insurers in insurance coverage and bad faith disputes in state and federal courts. Jake’s experience involves counseling clients regarding many different exposures, including:
Jake also has successfully tried a reformation case, and he has a successful history of litigating complex jurisdictional issues that frequently arise during insurance coverage disputes. Jake also relies on his experience to educate claims professionals on the California Fair Claims Settlement Practices Regulations, among other areas of insurance coverage.
In particular, Jake has a wealth of experience representing insurers in insurance coverage and bad faith disputes in state and federal courts. Jake’s experience involves counseling clients regarding many different exposures, including:
- Professional liability
- Construction defects
- Excess Casualty Bodily Injury
- Attorney Malpractice
- Directors and Officers
- First-Party Property Claims
- Opioids
- Libel and Slander
- Wrongful Termination
- Business Disputes
Jake also has successfully tried a reformation case, and he has a successful history of litigating complex jurisdictional issues that frequently arise during insurance coverage disputes. Jake also relies on his experience to educate claims professionals on the California Fair Claims Settlement Practices Regulations, among other areas of insurance coverage.
Memberships
- Bar Association of San Francisco
- Professional Liability Underwriting Society
Awards & Rankings
- Best Lawyers: Ones to Watch® in America (Insurance Law), Best Lawyers®, 2026
- Rising Star, Northern California Super Lawyers® (Insurance Coverage), 2023
-
Grande North Window ReplacementsIn 2021, a window supplier sued for coverage under an OCIP policy to recover the $2.5 million it paid to replace more than 2,000 windows at a condo tower in San Diego, California. The underlying window claims concerned dripping sealant, which created visual obstructions. It was undisputed that the sealant only damaged the windows and that faulty installation did not cause the sealant to drip. The court granted summary judgment in favor of the insurer, finding no coverage under the OCIP policy.